Privacy Policy:
Universal Advice (“Universal Advice“) operates Universa-adv.com and may operate other websites. It is Universal Advice’s policy to respect your privacy regarding any information we may collect while operating our websites.
Website Visitors
Like most website operators, Universal Advice collects non-personally-identifying information of the sort that web browsers and servers typically make available, such as the browser type, language preference, referring site, and the date and time of each visitor request. Universal Advice’s purpose in collecting non-personally identifying information is to better understand how Universal Advice’s visitors use its website. From time to time, Universal Advice may release non-personally-identifying information in the aggregate, e.g., by publishing a report on trends in the usage of its website.
Universal Advice also collects potentially personally-identifying information like Internet Protocol (IP) addresses for logged in users and for users leaving comments on Universal-Adv.com blogs/sites. Universal Advice only discloses logged in user and commenter IP addresses under the same circumstances that it uses and discloses personally-identifying information as described below, except that commenter IP addresses and email addresses are visible and disclosed to the administrators of the blog/site where the comment was left.
Gathering of Personally-Identifying Information
Certain visitors to Universal Advice’s websites choose to interact with Universal Advice in ways that require Universal Advice to gather personally-identifying information. The amount and type of information that Universal Advice gathers depends on the nature of the interaction. For example, we ask visitors who sign up at universal-adv.com to provide a username and email address. Those who engage in transactions with Universal Advice are asked to provide additional information, including as necessary the personal and financial information required to process those transactions. In each case, Universal Advice collects such information only insofar as is necessary or appropriate to fulfill the purpose of the visitor’s interaction with Universal Advice. Universal Advice does not disclose personally-identifying information other than as described below. And visitors can always refuse to supply personally-identifying information, with the caveat that it may prevent them from engaging in certain website-related activities.
Aggregated Statistics
Universal Advice may collect statistics about the behavior of visitors to its websites. Universal Advice may display this information publicly or provide it to others. However, Universal Advice does not disclose personally-identifying information other than as described below.
Protection of Certain Personally-Identifying Information
Universal Advice discloses potentially personally-identifying and personally-identifying information only to those of its employees, contractors and affiliated organizations that (i) need to know that information in order to process it on Universal Advice’s behalf or to provide services available at Universal Advice’s websites, and (ii) that have agreed not to disclose it to others. Some of those employees, contractors and affiliated organizations may be located outside of your home country; by using Universal Advice’s websites, you consent to the transfer of such information to them. Universal Advice will not rent or sell potentially personally-identifying and personally-identifying information to anyone. Other than to its employees, contractors and affiliated organizations, as described above, Universal Advice discloses potentially personally-identifying and personally-identifying information only in response to a subpoena, court order or other governmental request, or when Universal Advice believes in good faith that disclosure is reasonably necessary to protect the property or rights of Universal Advice, third parties or the public at large. If you are a registered user of an Universal Advice website and have supplied your email address, Universal Advice may occasionally send you an email to tell you about new features, solicit your feedback, or just keep you up to date with what’s going on with Universal Advice and our products. If you send us a request (for example via email or via one of our feedback mechanisms), we reserve the right to publish it in order to help us clarify or respond to your request or to help us support other users. Universal Advice takes all measures reasonably necessary to protect against the unauthorized access, use, alteration or destruction of potentially personally-identifying and personally-identifying information.
Cookies
A cookie is a string of information that a website stores on a visitor’s computer, and that the visitor’s browser provides to the website each time the visitor returns. Universal Advice uses cookies to help Universal Advice identify and track visitors, their usage of Universal Advice website, and their website access preferences. Universal Advice visitors who do not wish to have cookies placed on their computers should set their browsers to refuse cookies before using Universal Advice’s websites, with the drawback that certain features of Universal Advice’s websites may not function properly without the aid of cookies.
Business Transfers
If Universal Advice, or substantially all of its assets, were acquired, or in the unlikely event that Universal Advice goes out of business or enters bankruptcy, user information would be one of the assets that is transferred or acquired by a third party. You acknowledge that such transfers may occur, and that any acquirer of Universal Advice may continue to use your personal information as set forth in this policy.
Ads
Ads appearing on any of our websites may be delivered to users by advertising partners, who may set cookies. These cookies allow the ad server to recognize your computer each time they send you an online advertisement to compile information about you or others who use your computer. This information allows ad networks to, among other things, deliver targeted advertisements that they believe will be of most interest to you. This Privacy Policy covers the use of cookies by Universal Advice and does not cover the use of cookies by any advertisers.
Privacy Policy Changes
Although most changes are likely to be minor, Universal Advice may change its Privacy Policy from time to time, and in Universal Advice’s sole discretion. Universal Advice encourages visitors to frequently check this page for any changes to its Privacy Policy. If you have a Universal-Adv.com account, you might also receive an alert informing you of these changes. Your continued use of this site after any change in this Privacy Policy will constitute your acceptance of such change.